pdf  To download and print documents PDF, you need the plug - in Acrobat Reader. To obtain it, click here..

finance

Antoine Rousselin "In a volatile and uncertain environment, the group’s conservative financial policy carried out for several years has been especially justified. This policy protects the gross margin of each entity while at the same time securing the refinancing for its business activities.

With €3.6Bnin resources with a term of one year or more borrowed in 2008, RCI Banque maintains a positive static liquidity position and covers the financing requirements resulting from its business activity.

The liquidity reserve grows to €4Bn ( €3.1Bn€ at the end of 2007), mainly explained by a securitization deal on the German leasing portfolio, an increase in the ability to get funds from the ECB, and the access to state-guaranteed SFEF loans." Antoine Rousselin

Keys Figures for 2008

  • Contracts financed: 858,024
  • Average performing loans outstanding: €22,701m
  • 3,162 employees
  • €482m Pre-tax income
  • ROE: 14.5%

 

Rating

  Short
term		 Long
term		 Credit analysis

P2

Baa2

Press release 23/11/2009

A-3

BBB-

Press release 31/07/2009

a-2

BBB+

Press release 26/03/2009
On January 13, 2009, Fitch has confirmed and following RCI Banque request has withdrawn its ratings on RCI Banque debt programs.

Top

Jean Marc SAUGIER : 33 (0)1 49 32 69 99
Contact by email, click here..

To receive the documentation, click here..